Privacy Policy

Welcome to our Privacy Policy! Here we will explain who we are, how we take care of your information and what protection measures we adopt to guarantee the greatest possible security for our relationship.

First, what is the Card Offers Now website?

We are the Card Offers Now information portal and our goal is to share information about you in a simple, accessible, clear and efficient way. We may also promote related products and services as we publish our informational content. Furthermore, this disclosure may be indirect, through our banners, with the dissemination of advertisements for products and services that best suit your reality, not necessarily related to our main subject, according to your other needs and preferences, which we will explain later.

Our goal is to promote knowledge and in the best way for you. Therefore, it is important that you are fully aware that we protect your information when browsing our website, just as we protect ours, in addition to always respecting your privacy.

We also aim to clarify how your data is handled by our group companies. For this, we present our Privacy Policy, which complies with international and national data protection standards.

This Policy explains how your personal data will be used on our website, to publicize not only our services, products and publications, but also those of third parties.

It is important to emphasize that these guidelines do not apply to websites or other related services over which we do not exercise control and, therefore, there is no responsibility for the relationships established between you and the products and services of third parties that may be recommended to you.

To start, let’s answer a very common question:

What are data? What data are we talking about?

Answering this question is very important, so let’s explain some words or terms that will be used from now on:

Personal Data: means any information provided and/or collected by Card Offers Now and/or its affiliates, by any means, even if public, that directly identifies you, or that, when used in combination with other information processed by Card Offers Now, is able to identify you. It is important to remember that your Personal Data can be in any medium or format, including electronic or computerized records, as well as paper-based files.
Non-Personal Data: those that do not allow identification, such as which pages of the website were visited by the user, when they were visited, which hyperlinks were clicked on, which contents or services were requested or indicated, among other data that are not capable of provide personal information, that is, do not allow your identification.
User: any natural or legal person who accesses or uses it, by any means, including mobile devices, cell phones, tablets, personal computers, internet browsers and other means of access that may be developed.

The user of a website is also known as the Personal Data Holder. In this “Policy” you may also be referred to as a user.

How can we have access to your data?

The amount and type of information collected by Card Offers Now may vary according to your will, authorization, as well as the use you make of our websites and our tools.

We will explain to you how we can have access to your data:

  • Data provided by you: are the data provided when you register and/or fill out forms offered by Card Offers Now, to access free content on our websites and platforms (e-books, quizzes and similar) or to participate in the process of personnel selection. For example, data such as email, full name, telephone number, address and date of birth.
  • Third Party Data: We may also collect data about you from publicly available sources, service providers and partners who provide us with your data in accordance with applicable law and respecting your privacy rights. Other websites, such as Facebook, Google and Instagram, may provide us with some data, as long as you have previously authorized them, so that Card Offers Now can improve your experience, providing you with the best products and services.
  • Browsing data: this is the data that we obtain even when you do not fill in any forms or do not request any free content from Card Offers Now. Navigation data, by itself, cannot be considered personal data, therefore, it is non-personal data that indicates, for example, which pages of the website were visited, when they were visited, which hyperlinks you clicked on, which contents or services were accessed. requested or indicated by you, your approximate location (latitude and longitude); your IP address; your access device information (such as unit identifier, advertising identifier, operating system name and type); and your internet connection information, among others.

Why do we use your data?

Card Offers Now is a website that seeks to bring information and knowledge to users about .

To achieve our objective, we have developed the best research to provide you with valuable content, capable of clarifying all your doubts regarding .

You must be wondering, but if content is free, how is Card Offers Now monetized?

The generation of revenue both for the maintenance of the website and for the cost of our investments in technology, consists, primarily, in the display of advertisements for you, advertisements that are mainly related to products or services related to maternity or to other items that you already has expressed interest.
Targeted, data-driven advertising is not only necessary and legitimate, but efficient in allowing you access to ads that are relevant and suited to your profile, as well as constant access to website content, which lacks revenue to maintain.
It is important to clarify that we use the services of other companies to display advertisements on our website. These advertisements may contain Cookies and/or Web Beacons to collect data during the display process itself, such as, for example, if you clicked on the advertisement, being interested in that product or service offered. Card Offers Now does not have access to this information and is also not responsible for the data and information collected by third parties, since this procedure is not under our control.
Card Offers Now displays advertisements served by the Google Adsense network. Google uses cookies to display ads on websites that serve them. Cookie DART allows ads to be displayed according to your preferences and browsing habits.
Some of the functionalities of the Card Offers Now platform can be used without you needing to create a previous registration, inform or present any type of personal data, however, for the registration in some course promoted in our website, or even the request of some product and/or service, it may be necessary to carry out the initial registration with the presentation of some personal data, such as your name and e-mail.

How do we use your data?

  • Make your identification accurate and correct, thus ensuring your greater security and protection, avoiding possible fraud;
  • Provide our products, services and also third parties, based on the analysis of your profile. With this, we aim to indicate the best products and information according to your real need and reality, improving and personalizing your experience on our website;
  • Improve our communication with you by sending you emails so that you have access to our content and our offers;
  • For studies and improvement of our data processing technologies, such as the formation of user profiles, making this data non-identifiable.

Does Card Offers Now share your data?

First, it is important that you know that Card Offers Now does not sell your personal data.

Card Offers Now may share your personal data provided or collected with the other companies of the group, as well as third parties, which may process your information to offer content, products and services related to our activities.

With regard to third-party companies, or partners, as a rule, we only share non-personal data, such as behavioral data. Personal data will be shared for the purpose of indicating products and services that best suit your needs and/or to provide products and/or services requested by you, as long as you are interested. Our partners are only authorized to use personal data for the specific purposes for which they were hired, therefore, they will not, and are not authorized, to use your personal data for other purposes, in addition to providing the services provided for in the contract. Thus, any companies that have access to your personal data must treat them consistently and in accordance with the purposes for which they were collected (or with which you previously consented), as well as in accordance with what was determined by this Privacy Policy and all applicable privacy and data protection laws.

For administrative purposes such as: research, planning, service development, security and risk management; It is

When necessary as a result of legal obligation, determination of competent authority, or court decision.

Card Offers Now reserves the right to assist or cooperate with any judicial authority or governmental body and may share Users’ Personal Data in order to establish or exercise its legal rights or protect its properties or when it considers that its assistance or cooperation are necessary to enforce or apply other agreements and/or contracts; or protect the rights, property or safety of our employees and/or other users.

When complying with the administrative request, Card Offers Now may provide information to the requester of the information, as long as authorized by you, as determined in the General Terms and Conditions of Use.

What are your rights and how can you contact us?

It is very important that you, the data subject, know that you have the right not only to obtain, but to control, at any time, upon request to Card Offers Now:

  • confirmation of the existence of processing of your data;
  • access to data;
  • the correction of incomplete, inaccurate or outdated data;
  • the anonymization, blocking or deletion of unnecessary, excessive or treated data in violation of the provisions of the General Data Protection Law (LGPD);
  • data portability to another service or product provider. In this case, your express request is required, in accordance with the regulation of the national authority to be created, observing the
  • commercial and industrial secrets of Card Offers Now;
  • the deletion of personal data processed with your consent, except in the cases provided for in the LGPD;
  • the information, if any, of the public and private entities with which Card Offers Now carried out the shared use of data;
  • information on the possibility of not providing your consent and on the consequences of this refusal, in addition to those already mentioned in this Policy;

For more information, see Law nº 13.709/18, art. 18.

Furthermore…

You may, at any time, change the acceptance or not of Cookies in your browser configuration, noting that by deactivating the navigation Cookies, some of the functionalities of Card Offers Now may be impaired and your experience may be compromised; It is
You can also choose to disable the Cookie DART on the page containing the privacy policy of the Google ad and content network. If you do not agree with Google Cookies and want to disable them, simply access the official page to control how Google uses the Cookies collected from its ad network.

If you are interested in answering your questions, solving any requests, submitting complaints or having other information about products and/or services available on the platform, you can contact us via online chat or by sending an email to:

In addition, you should also use this service if you have any questions regarding our relationship with your Personal Data or understand that your information has been used in a manner that is incompatible with this Policy or your choices as a data subject.

How do we protect your information?

Card Offers Now adopts practices and technologies that are constantly being reviewed and improved, in accordance with technical and regulatory advances, both national and foreign.

All of our measures to preserve your data from unauthorized access, use, alteration, disclosure or destruction include physical and logical data protection, encrypted communications, access control, adherence to secure software development, internal compliance policies, security measures, accountability and risk mitigation that enable data lifecycle security. In addition, your data is stored in secure, renowned and internationally recognized databases, such as GoogleCloud.

Even so, Card Offers Now cannot guarantee that our services and those of the other components of the business group, as well as the security of the databases used are completely inviolable. But don’t worry, in addition to adopting the best existing information security practices, in the event of an incident that compromises the security of your data, we will adopt swift measures to inform you and reverse this situation.

IMPORTANT INFORMATIONS! READ WITH ATTENTION!

By accessing and/or using the Card Offers Now website, you are aware, declare and agree that:

  • You are at least 18 (eighteen) years old and have full and express capacity to accept the terms and conditions of this Privacy Policy for all legal purposes. If you do not fit the description above and/or do not agree, even in part, with the Terms and Conditions contained in this Privacy Policy, you will not access and/or use the services offered by Card Offers Now, as well as the sites and services by she operated;
  • Card Offers Now follows the international rules and standards of security in the storage, protection, privacy and transmission of data, highlighting that no method of storage, protection, privacy and transmission of data is 100% safe and inviolable,
  • Card Offers Now DOES NOT send emails to its users requesting payments or confirmation of personal data;
  • Card Offers Now may carry out searches within your history to obtain more and better information about your profile and thus indicate personalized products and services according to your preferences and needs; It is
  • Card Offers Now and partner companies may invite you to participate in satisfaction surveys, where messages will be sent with necessary guidelines and the data collected will be used to administer the survey, with the aim of seeking improvements in the system and products, contents and services offered by Card Offers Now and by partner companies.

If you contact us to report a problem, a question or obtain support from us, you are aware and agree that Card Offers Now collects and stores this contact’s information, as well as the respective messages and other data necessary to investigate the problem or question. and that this data will be used to resolve any questions based on the information collected, resolve doubts, correct problems and improve the system, improving your Card Offers Now experience.

Privacy Policy Update

The world is always changing and evolving, so we reserve the right to revise and amend our Policy from time to time. Therefore, it is important that you return to this page periodically to ensure that you are familiar with the most current version, that you are aware of and agree with all the information we collect and also with the way in which we treat your data.

If you do not return to this page, Card Offers Now will assume that you are aware of and agree with all of the provisions of this Policy and its updates.

Last updated date is: 5/2/2023